As a student, balancing school, work, and everything else, you’ve got a busy schedule. It’s why we created this free and simple student checking account that goes wherever you go. Plus, receive $25* when you open an account.
Disclosures: *A minimum deposit of $10 is required to open this account. limit of one $25 credit per social security number. $25 credit will post to the account within 3-5 business days after the account is established.
You have plenty of things to worry about every day. Fees shouldn’t be one of them.
Open your student checking account online with a $10 deposit and never worry about a minimum balance.
Receive up to $25 in ATM fee refunds per qualification cycle.1
Mastercard® Debit Card With eGuard Secure Solution
Online Banking with Free Bill Pay
Mobile Banking with Free Mobile Deposit
Text Banking
eStatements
| Feature | Free Checking Account | kasasa cash back checking account | kasasa cash checking account | student checking account1 | 18/65 checking account |
| Minimum Opening Balance | $10 | $10 | $10 | $10 | $10 |
| Minimum Balance to Earn Interest | N/A | $0 | $10 | N/A | N/A |
| Monthly Fee | $0 | $0 | $0 | $0 | $0 |
| Earns Interest | No | No | Yes | No | No |
| Reduced NSF Fees | No | No | No | Yes | Yes |
Through our partnership with Greenlight, your child can have a debit card of their own, while you set flexible controls and get real-time notifications of their money activity. This app is a great way to introduce children to finances and teach them how to manage their money at an early age. Your Country Bank checking account can be connected directly to Greenlight.
If you’re 22 or under, you must be listed as the primary account owner.
If you’re 18 or older, open your student checking account online. You’ll need one primary and one secondary form of identification to open your account.
Ages 17 or younger must visit a banking center to open an account and have a parent or guardian on the account. Minors will need two secondary forms of identification.
Start your financial journey on the right foot! With your student checking account, you’ll get a debit card of your very own to start learning and practicing smart spending habits. With a student bank account at Country Bank, you can make point-of-sale purchases, access your money at ATMs, transfer money to friends and family, and monitor your account with free online and mobile banking.
When you open your first checking account, you take the first step toward independence. It’s a big responsibility, but managing your money successfully is within your reach. Remember, the key to success is never spending more money than you have available in your account.
Prepare for a lifetime of financial wellness with free resources empowering you to make smart money choices. Money School is an engaging program that puts you on the path to financial success!
Take control of your finances with free checking account tools and resources.
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Read MoreIndividuals will need one primary form of identification. Alternatively, if one of the primary forms of ID cannot be provided, two secondary forms of identification are required Minors need to provide a birth certificate as one of their secondary forms of identification.
Primary
Driver’s License or ID Card
Passport
Permanent Resident Card (Green Card)
Firearms Permit
Police, Civil Service, Military Identification
U.S Visa
Secondary
Social Security
Credit Card with picture and signature
Employee ID with picture and signature
Health Care/Insurance Card (containing a name and member number)
Current Utility Bill (showing current address)
Student ID with picture and signature
ChexDystem Report (showing previous and current address)
Current Credit Card Bill (showing current address)
Birth Certificate (Required for minors) or Marriage Certificate
EBT Card (Massachusetts Residents only)
Pay Stub (current)
Vehicle Registration
ITIN Card (non-U.S Person)
ATM Card: A minor may have an ATM card on their statement savings account as long as the parent/legal guardian signs as the responsible party.
Debit Card: A minor may have a debit card on their student checking account as long as the parent/legal guardian signs as the responsible party.
Notations:
Uniform Transfer to Minors Act (UTMA) The Uniform Transfer to Minors Act is a state law that allows an adult (custodian) to make an irrevocable gift to a minor. The custodian is obligated by law to use the money for the sole benefit of the minor, and when the minor reaches age 21, the custodian must turn the money over to the minor. Only the custodian can transact business on the account There can only be one custodian and one minor assigned to an account. If the minor dies before the age of 21, the money belongs to the minor’s estate.
In the event that the custodian dies, a successor custodian must be appointed by the Court. The Successor Custodian is not automatically the parent/legal guardian of the minor.
Totten Trust, also known as an “Informal Trust” or “Unwritten Trust.” These trusts may be set up with one or two trustees, for the benefit of multiple beneficiaries. The trustees have legal title to the money and if more than one, either trustee or the survivor trustee may withdraw funds and transact business on the account. Until death of the trustee(s), the beneficiary(ies) has no right to withdraw funds from the account. Upon the death of all the trustees, the beneficiary(ies) may then close out the account
DISCLOSURES
1You must deposit $10.00 to open this account. The primary account owner must be 22 years of age or younger. Minors (under the age of 18) will require a parent or guardian to be a joint owner on the account. We will refund an aggregate of $25.00 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the monthly statement cycle. Generally, the refund will be credited to your account within 2 business days. When the primary account holder reaches the age of 23, the Student Checking account will automatically convert into a checking account, disclosures will be provided at that time. Please note that rates, fees, and balance requirements may vary based on the account available at that time. Must be 18 or older to open online.
Experience the difference of exceptional service when you stop by a local banking center.
FIND LOCATIONS
Manage your accounts from the palm of your hand whenever it’s convenient for you.
Deposit checks with the snap of a photo.
Easily transfer money between your accounts or over to a friend or family member straight from the Mobile App.