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FDIC-Insured - Backed by the full faith and credit of the U.S. Government
PERSONAL UNSECURED LOANS
BRING YOUR PLANS TO LIFE WITH PERSONAL LOANS TAILORED TO YOUR NEEDS
LOW RATES, BIG SAVINGS
PERSONAL LOAN RATES
Give your plans the boost they deserve by taking advantage of our competitive personal loan rates. Whether you’re looking to cover medical expenses, complete home improvements, take a vacation, or cover unexpected costs, we’ve got you covered.
Rate Effective Date: SEPTEMBER 17, 2024
| Product | Term | Interest Rate | Annual Percentage Rate | Monthly Payment per $1,000 |
|---|---|---|---|---|
| Personal Unsecured* | 36 Months | 14.000% | 14.000% | $34.18 |
Minimum loan: $800
Maximum loan: $5,000
All rates are subject to change without notice.
All loans are subject to credit approval.
If payment is automatically deducted from a new or existing Country Bank checking or savings account, the rate will be reduced by 0.250 percentage points. New accounts must be opened prior to closing.
| Year of Vehicle | Max Term | Interest Rate | Annual Percentage Rate | Monthly Payment per $1,000 |
|---|---|---|---|---|
| 2022-2024 | 60 Months | 6.625% | 6.625% | $20.90* |
| 2022-2024 | 72 Months | 7.000% | 7.008% | $18.16* |
| 2019-2021 | 60 Months | 7.000% | 7.007% | $21.09* |
| 2018 & older | 36 Months | 6.750% | 6.750% | $32.76* |
Minimum loan: $800
Minimum term: 12 months
If payment is automatically deducted from a new or existing Country Bank checking or savings account, the rate will be reduced by 0.250 percentage points. New accounts must be opened prior to closing.
All Loans Subject to Credit Approval
| Product | Term | Interest Rate | Annual Percentage Rate | Monthly Payment per $1,000 |
|---|---|---|---|---|
| Credit Booster** | 36 Months | Prime Rate: 8.500% | Prime Rate: 8.500% | $31.57 |
Credit Booster Minimum $200.00 Max $3,000.00.
Minimum term: 12 months
All rates are subject to change without notice.
All loans are subject to credit approval.
If payment is automatically deducted from a new or existing Country Bank checking or savings account, the rate will be reduced by 0.250 percentage points. New accounts must be opened prior to closing.
PERSONAL LOAN FEATURES
Borrow Up to $5,000
With no equity or collateral required, you can count on personal loans for an affordable and straightforward borrowing option.
Create Your Ideal Payment
Create a monthly payment that fits into your budget with personal loan terms ranging from 12-36 months.
Save More
Reduce your personal loan interest rate by 0.250 percent when you set up automatic deduction from your new or existing Country Bank checking or savings account.*
Disclosure: *New accounts must be opened prior to closing.
PERSONAL LOANS ARE GREAT FOR:
Debt Consolidation
Wedding Expenses
Once in a Lifetime Adventures
Emergency Repairs
Home Improvements
Medical Bills
Education Expenses
Moving Costs
How much can I afford?
PERSONAL LOAN CALCULATOR
This calculator is for informational purposes only and its use does not guarantee an extension of credit. Your actual term and payment will be provided upon acceptance of a Country Bank Loan.
WHAT IS A PERSONAL LOAN?
If you are short on cash, personal loans may be the best solution to provide you with some financial relief. No matter what expense life has thrown your way, you can feel confident that a personal loan can make a difference and help you get the job done.
It’s important to understand the pros and cons of each loan option so you can select the best loan for your needs. As an unsecured loan, no collateral is required which makes for a fast loan approval process. It also may mean that personal loan rates may be slightly higher than those of other loan alternatives that do require collateral such as a Home Equity Loan.
Personal loans also feature a fixed rate, so you can stay on budget knowing your exact loan payment and payoff date.
HOW TO GET A PERSONAL LOAN
Applying for a personal loan is simple! Here are a couple of steps to get you started:
STEP ONE: Gather your financial documents to help streamline the personal loan application process. Collect your government-issued ID, proof of income, pay stubs, and proof of residence.
STEP TWO: Consider opening a Country Bank checking account or savings account before you apply. This allows you to reduce your personal loan interest rate by 0.250 percent when you set up an automatic deduction from your Country Bank account.
STEP THREE: Complete an application. Fill out the application on your own or with the help of our personal loan experts. Country Bank takes pride in being based in Massachusetts, so you can count on fast, local decisions.
DEBT CONSOLIDATION: START YOUR JOURNEY TO DEBT-FREE LIVING
Tired of juggling multiple bills each month? Debt consolidation using a personal loan may be a smart financial move for your future.
EMPOWER YOUR FUTURE
PERSONAL LOAN RESOURCES
Making smart choices with money can make a major difference in your life. Take advantage of these tools and tips to stay one step ahead and secure your financial future.
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PERSONAL LOAN FAQS
What information do I need to apply for a personal loan?
Here’s the information you need to have available at the time you apply.
Is there a minimum amount I can borrow in a personal loan?
Yes, $800 is the minimum amount you can take out for a personal loan.
How big of a personal loan can I get?
The maximum amount you can borrow with a personal loan is $5,000.
HOW CAN WE HELP YOU
CUSTOMER SERVICE
Locations
Experience the difference of exceptional service when you stop by a local banking center.
FIND LOCATIONS
BANK SMARTER
MANAGE YOUR PERSONAL LOAN WITH MOBILE BANKING
Pay Your Personal Loan
Enjoy the convenience of paying your personal loan anytime, anywhere.
Monitor Your Loan Balance
Take charge of your finances with easy access to your outstanding personal loan balance.
Make an Extra Payment
Save money and pay off your personal loan early when you make an extra payment toward the principal of your loan.