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FDIC-Insured - Backed by the full faith and credit of the U.S. Government
REWARDS CHECKING ACCOUNT
GET MORE FROM YOUR CHECKING ACCOUNT AND START EARNING REWARDS TODAY
REWARDS CHECKING ACCOUNT: KASASA CASH BACK CHECKING®
No Monthly Maintenance Fees
You have plenty of things to worry about every day. Fees shouldn’t be one of them.
Cash Back
Earn cash back on your daily debit card purchases with a $10 minimum opening deposit.
ATM Fee Refunds
Receive up to $25 in ATM fee refunds per qualification cycle.
PUT YOUR MONEY TO WORK
INTEREST CHECKING ACCOUNT RATES
You’re always working to improve yourself—your money should too. With a Kasasa Cash Checking account®, you earn competitive interest on your checking balance (no minimum balance required).
| Daily checking account balance | interest rate | annual percentage yield (Apy) |
| $0.00 – $20,000.00 | 0.75% | 0.75% |
| $20,0000.01 and up | 0.05% | 0.75% – 0.17% |
| Non-qualifying accounts2 | 0.05% | 0.05% |
INTEREST CHECKING ACCOUNT: KASASA CASH CHECKING®
No Monthly Maintenance Fees
You have plenty of things to worry about every day. Fees shouldn’t be one of them.
ATM Fee Refunds
Receive up to $25 in ATM fee refunds per qualification cycle.*
Low Minimums
Start earning competitive interest on your money with a $10 opening deposit.
ENJOY EXCLUSIVE PERKS WITH EVERY COUNTRY BANK CHECKING ACCOUNT
No Per-Check Charge
Mastercard® Debit Card With eGuard Secure Solution
Online Banking with Free Bill Pay
Mobile Banking with Free Mobile Deposit
Text Banking
eStatements
DISCOVER THE BEST CHECKING ACCOUNTS FOR YOUR NEEDS
| Feature | Free Checking Account | kasasa cash back account1 | Kasasa cash account1 | 18/65 Checking Account | Student Checking Account3 |
| Minimum Opening Balance | $10 | $10 | $10 | $10 | $10 |
| Minimum Balance to Earn Interest | N/A | $0 | $10 | N/A | N/A |
| Monthly Fee | $0 | $0 | $0 | $0 | $0 |
| Earns Interest | No | No | Yes | No | No |
| Reduced NSF | No | No | No | Yes | No |
SAFEGUARD YOUR IDENTITY WITH KASASA PROTECT™
Safeguard your identity and finances around the clock with Kasasa Protect. Enjoy affordable, 24/7 credit monitoring, credit report access, credit score tracker, dark web monitoring, lost wallet protection, identity restoration, and alerts for suspicious activity.
BANKING MADE SIMPLE
CHECKING ACCOUNT RESOURCES
Take control of your finances with free checking account tools and resources.
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CHECKING ACCOUNT FAQs
What is check imaging?
Check imaging is the process in which pictures, or images, of your checks are taken during processing. Your monthly account statement will contain pictures of your checks instead of the actual items. Since September 11, 2001, the Federal Reserve has mandated that all banks convert to electronic image processing.
What if I want the back of the check printed or need proof of payment?
The courts have ruled that imaged checks are valid proof of payment for any legal obligation, including the Internal Revenue Service. In the event you need to see the endorsement of a check, we can print this for you. Therefore, an imaged check is as valid as the original check.
What happens to my original checks?
After 60 days they are destroyed. However, your imaged checks will be available from the bank for many years.
What are the benefits of receiving check image statements?
Statements are neatly organized; old checks do not need to be stored in a shoe box any longer!
Clearly printed statements. Laser printed statements and check images are much sharper and easier to read. Background pictures, such as scenic views and animals, may be eliminated on the imaged check for easier reading. Blue or black ink will produce clearer check images.
Your requests for previous account information, copies of checks, deposits, or statements will be processed much faster.
How do I read the imaged checks?
Below each check, in larger print, you will find the check number, check amount and the date it was posted to your account. This makes it easier to balance your statement and to reference information.
Can I deposit money into my savings account at any Country Bank ATM/ITM?
Yes, at most of our ATM/ITM locations. The only location that cannot accept deposits is the Worcester Public Market.
DISCLOSURES:
1Kasasa Cash and Cash Back Accounts: Account Qualifications (per qualification cycle): Have at least 12 debit card purchases post and settle; have at least one direct deposit, one automatic ACH transaction, or bill payment transaction post and settle; and be enrolled in and agree to receive eStatements.
If qualifications are met, reimbursements up to $9.99 per transaction, with an aggregate total of $25 for nationwide ATM withdrawal fees incurred on your Kasasa account during the Monthly Qualification Cycle in which you qualified. Please note that ATM fee reimbursements only apply to Kasasa Cash, and Kasasa Cash Back accounts. Kasasa Saver ATM transaction fees are not reimbursed nor refunded. ATM fee reimbursements may be tax reportable, please consult your tax advisor.
The interest rate and annual percentage yield may change after account opening. Fees could reduce the earnings on the account.
2 Interest Rate & Annual Percentage Yield: When Kasasa Cash qualifications are not met during a Monthly Qualification Cycle;
Kasasa Cash Checking: the interest rate paid on the entire balance will be 0.05% with a non- compounding annual percentage yield of 0.05%.
Kasasa, Kasasa Cash Back, Kasasa Cash and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.
3 The primary account owner must be 22 years of age or younger. Minors (under the age of 18) will require a parent or guardian to be a joint owner on the account. When the primary account holder reaches the age of 23, the Student Checking account will automatically convert into a checking account, disclosures will be provided at that time. Please note that rates, fees, and balance requirements may vary based on the account available at that time. Must be 18 or older to open online.
HOW CAN WE HELP YOU
CUSTOMER SERVICE
Locations
Experience the difference of exceptional service when you stop by a local banking center.
FIND LOCATIONS
SKIP THE TRIP
MOBILE BANKING
24/7 Access
Manage your accounts from the palm of your hand whenever it’s convenient for you.
Mobile Deposit
Deposit checks with the snap of a photo.
Transfer Money
Easily transfer money between your accounts or over to a friend or family member straight from the Mobile App.